These calculations are an example and not guaranteed. All loans are subject to status and value. Secured loans will be charged to your property. Endowment mortgages will also require an endowment/life insurance policy. This policy will cover the amount of the advance as well as a charge for the property. The above calculations don’t include the cost of any pension, endowment or savings plan used to repay the loan. Additional life insurance is not included in the repayment and interest-only mortgage figures.